Dear Marci,
What changes can I make during Fall Open Enrollment?
– Herman (Chattanooga, TN)

Dear Marci,

How does the Health Insurance Marketplace affect my Medicare coverage?

– Josephine (Cumberland, RI)

Dear Marci,

What is a health care proxy?

– Antoine (Annapolis, MD)

Dear Marci,

What is a health savings account (HSA)? Can I have an HSA and Medicare?

– Paola (Juneau, AK)

Dear Marci,

My doctor recommended that I get a manual wheelchair to get around my home. Does Medicare cover wheelchairs? If so, what do I need to do so that they will cover it?

– Gabrielle (Bardstown, KY)

Dear Marci,

My father might need care in his home. What type of home health care does Medicare cover?

– Musa (Cary, NC)

Dear Marci,

I have Original Medicare and am going to get inpatient surgery at a hospital soon. I want to understand some of the costs I may have. Can you explain what a benefit period is?

– Ramona (Watertown, SD)

Dear Marci,

I enrolled in Medicare Parts A and B a few years ago when I turned 65, but I only recently signed up for a Part D plan. Then I received a notice from the plan telling me that my monthly Part D premium payment will go up because I have a late enrollment penalty on top of my regular premium. Is there any way I can get this penalty to go away?

Carter (Tupelo, MS)

Dear Marci,

I have retiree insurance from my previous job, and I will be turning 65 in a few months. Do I have to sign up for Medicare even though I already have coverage?

– Jean (Yakima, WA)

Dear Marci,

I will turn 65 soon and be eligible for Medicare. I am still working and receive health insurance from my employer. If I sign up for Medicare, how will it work with my current employer-based insurance?

Marco (Montclair, NJ)