Dear Marci,

Last year I received an Annual Notice of Change from my Medicare Advantage Plan. Will I get one this year? What should I do with it?

– Emmanuel (Springfield, MO)

Dear Marci,

I am almost eligible for Medicare. I currently have coverage with a Marketplace plan– my coverage is low and I receive cost assistance. Do I have to switch coverage plans and enroll in Medicare?

– Evelyn (Brainerd, MN)

Dear Marci,

I’d like to see if my mother is eligible for Medicaid. How would she register for the program, and would she be eligible for nursing home care?

– Aariz (Lansing, MI)

Dear Marci,

I am new to Medicare. My income and assets are on the low side and I’m having difficulty paying for my prescription drugs. A neighborhood counselor told me about Extra Help. Do you think this is something for me?

– Stefano (Rock Springs, WY)

Dear Marci,

I just looked at my mother’s latest Explanation of Benefits, and her equipment supplier is continuing to bill Medicare for a knee CPM machine that my mother rented after a fall, but has since returned. Should I look into this further, both to protect my mother and to avoid scamming Medicare?

– Karen (Rock Springs, WY)

Dear Marci,

I recently enrolled in premium-free Part A, but learned that I will have to pay a premium for Part B. Could I get some information on Medicare Savings Programs, which I’m told would cover my Part B premium?

– Toshio (Philadelphia, PA)

Dear Marci,

Is it ever permissible to delay enrolling in Medicare altogether? I’m still a year off from turning 65, I’m working and covered by my workplace health plan, and I’d like to weigh all options open to me.

– Amanda (Olive Branch, MS)

Dear Marci,

How does Medicare coordinate with insurance from an employer?

– Zayden (Buffalo, NY)

Dear Marci,

I am in charge of my father’s care, and he was recently hospitalized as an inpatient. How does his Medicare work for his hospital stay, and what can I do if the hospital wants to release him before I think he’s ready to be discharged?

– Julianne (Cary, NC)

Dear Marci,

My wife’s recent hospitalization was confusing for both of us and we are having difficulty figuring out her bills. How can we better understand Medicare coverage for hospital stays and how much services will cost us?

– Dustin (Chicago, IL)