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Medicare Answers

Medicare answers help people with Medicare, their families and caregivers–understand Medicare benefits and options. Articles feature Medicare coverage advice, basic health tips, and links to vital health care resources. For in-depth Medicare information and resources, visit the Medicare Rights Center’s free and independent online reference tool, Medicare Interactive.

Medigap Changes in 2020

As a result of the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA), individuals who are newly eligible for Medicare on or after January 1, 2020 will not be able to purchase Medigap Plan C or Plan F (including the Plan F high deductible option). This is because after January 1, 2020, MACRA prevents individuals new to Medicare from purchasing Medigaps that pay for the Part B deductible ($185 in 2019). Both Plan C and Plan F cover the Part B deductible.

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Competitive Bidding Program Temporarily Lapses—Expected to Begin Again in 2021

On January 1, 2019, the durable medical equipment (DME) competitive bidding program temporarily ended.

The competitive bidding program was originally designed to reduce out-of-pocket expenses and help ensure that people with Medicare had access to quality DME, supplies, and services from suppliers they could trust. The program benefited people who had Original Medicare, lived in a competitive bidding area, and needed DME that fell under the competitive bidding program.

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What is an Advance Beneficiary Notice?

Dear Marci,

I have Original Medicare. My doctor said that she does not believe that Medicare will cover a certain procedure, and that she would like me to sign an Advance Beneficiary Notice. What does this mean, and what should I do?

-Jesse (Austin, TX)

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How does Medicare cover mental health services?

Dear Marci,
I am new to Medicare. I have been receiving treatment for depression and anxiety for several years, and have gotten treatment in both inpatient and outpatient settings. Will these services be covered under Medicare? How much will they cost?
Beau (Baton Rouge, LA)

Read More »

It’s Now Easier Than Ever to Find Answers to Your Medicare Questions on Medicare Interactive

Medicare Interactive (MI), an online resource developed by the Medicare Rights Center, is the go-to source of Medicare information for almost 3 million people each year. In an effort to streamline MI content, the Education team at the Medicare Rights Center started an in-depth process last year to overhaul over 400 pages of Medicare information in the popular “Get Answers” section of the website.

Read More »

Can I change my Medicare coverage?

Dear Marci,

Last November, during Fall Open Enrollment, I switched into a new Medicare Advantage Plan. I have since realized that I do not want to be a part of this plan. Can I change my Medicare coverage?

Read More »

Medigap Changes in 2020

As a result of the Medicare Access and CHIP Reauthorization Act of 2015 (MACRA), individuals who are newly eligible for Medicare on or after January 1, 2020 will not be able to purchase Medigap Plan C or Plan F (including the Plan F high deductible option). This is because after January 1, 2020, MACRA prevents individuals new to Medicare from purchasing Medigaps that pay for the Part B deductible ($185 in 2019). Both Plan C and Plan F cover the Part B deductible.

Competitive Bidding Program Temporarily Lapses—Expected to Begin Again in 2021

On January 1, 2019, the durable medical equipment (DME) competitive bidding program temporarily ended.

The competitive bidding program was originally designed to reduce out-of-pocket expenses and help ensure that people with Medicare had access to quality DME, supplies, and services from suppliers they could trust. The program benefited people who had Original Medicare, lived in a competitive bidding area, and needed DME that fell under the competitive bidding program.

What is an Advance Beneficiary Notice?

Dear Marci,

I have Original Medicare. My doctor said that she does not believe that Medicare will cover a certain procedure, and that she would like me to sign an Advance Beneficiary Notice. What does this mean, and what should I do?

-Jesse (Austin, TX)

How does Medicare cover mental health services?

Dear Marci,
I am new to Medicare. I have been receiving treatment for depression and anxiety for several years, and have gotten treatment in both inpatient and outpatient settings. Will these services be covered under Medicare? How much will they cost?
Beau (Baton Rouge, LA)

It’s Now Easier Than Ever to Find Answers to Your Medicare Questions on Medicare Interactive

Medicare Interactive (MI), an online resource developed by the Medicare Rights Center, is the go-to source of Medicare information for almost 3 million people each year. In an effort to streamline MI content, the Education team at the Medicare Rights Center started an in-depth process last year to overhaul over 400 pages of Medicare information in the popular “Get Answers” section of the website.

Can I change my Medicare coverage?

Dear Marci,

Last November, during Fall Open Enrollment, I switched into a new Medicare Advantage Plan. I have since realized that I do not want to be a part of this plan. Can I change my Medicare coverage?

What is Fall Open Enrollment?

Dear Marci,

I’ve heard that Fall Open Enrollment is coming up. What is Fall Open Enrollment, and what should I do to prepare for it?

– Andre (Dover, DE)

What is an Annual Notice of Change?

Dear Marci,

Last year I received an Annual Notice of Change from my Medicare Advantage Plan. Will I get one this year? What should I do with it?

– Emmanuel (Springfield, MO)