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Medicare Answers

Medicare answers help people with Medicare, their families and caregivers–understand Medicare benefits and options. Articles feature Medicare coverage advice, basic health tips, and links to vital health care resources. For in-depth Medicare information and resources, visit the Medicare Rights Center’s free and independent online reference tool, Medicare Interactive.

Why are Medicare private health plan notices important?

Dear Marci,

Most months my insurance company sends me Medicare notices in the mail. I have difficulty keeping up with them, and last week I told my neighbor that I usually ignore everything. She told me I should read each notice carefully and take appropriate action. So what have I been missing?

– Walter (Kettering, OH)

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What insurances pay primary to Medicare?

Dear Marci,

I have Medicare Part A and Part B, but I also have another health insurance policy from my current job. How does Medicare work with my other coverage, and do I need to tell my doctor if I have more than one type of insurance?

– Cole (Lafayette, CO)

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What is a Medigap policy?

Dear Marci,

I am turning 65 soon and am confused about supplemental health insurance. I see so much advertising about these plans, but what are they and do I need one?

– Lenna (Rio Rancho, NM)

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How do I use the Medicare Plan Finder?

Dear Marci,

My stand-alone Part D plan sent me a notice telling me that it will not cover some of my prescriptions next year. How do I use Medicare Plan Finder to look for a new plan?

– Peter (Sparks, NV)

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Why are Medicare private health plan notices important?

Dear Marci,

Most months my insurance company sends me Medicare notices in the mail. I have difficulty keeping up with them, and last week I told my neighbor that I usually ignore everything. She told me I should read each notice carefully and take appropriate action. So what have I been missing?

– Walter (Kettering, OH)

What insurances pay primary to Medicare?

Dear Marci,

I have Medicare Part A and Part B, but I also have another health insurance policy from my current job. How does Medicare work with my other coverage, and do I need to tell my doctor if I have more than one type of insurance?

– Cole (Lafayette, CO)

Can I delay my Medicare enrollment?

Dear Marci,

I’m turning 65 soon and I’m still working. Do I need to enroll in Medicare Part B when I’m first eligible, or can I delay it?

– Riley (Albany, OR)

What is a Medigap policy?

Dear Marci,

I am turning 65 soon and am confused about supplemental health insurance. I see so much advertising about these plans, but what are they and do I need one?

– Lenna (Rio Rancho, NM)

How do I use the Medicare Plan Finder?

Dear Marci,

My stand-alone Part D plan sent me a notice telling me that it will not cover some of my prescriptions next year. How do I use Medicare Plan Finder to look for a new plan?

– Peter (Sparks, NV)