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This week, the Medicare Rights Center released a new brief on the complexities of knowing when to enroll in Medicare Part D and the consequences of making mistakes. The brief, Medicare Snapshot: Stories from the Helpline, Part D Enrollment: Penalty Pitfalls, reports on a recurring issue heard on the Medicare Rights national helpline.
Since 2006, people with Medicare have benefited from access to coverage for prescription medications by enrolling in private insurance plans through Medicare Part D. People eligible for Medicare who fail to enroll in Part D face a late enrollment penalty unless they have other creditable coverage, meaning a prescription drug plan that provides equal or greater value than the standard Part D benefit.
Many such penalties can be avoided. Yet, for various reasons, people new to Medicare miss key information they need to make informed decisions about their health care coverage. Oftentimes there is simply inadequate information or insufficient assistance for people with Medicare when it comes to the Part D late enrollment penalty.
To address these Part D enrollment pitfalls, Medicare Snapshot outlines needed improvements to the Medicare enrollment process, including:
For those eligible for Part D, Medicare Snapshot offers important advice, including:
Find more information here on the Part D late enrollment penalty and appeals:
For additional help, visit Medicare Interactive, the Medicare Rights Center’s educational website at www.medicareinteractive.org, or call 800-333-4114.
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