Update 6/18/20: The time period for individuals to request equitable relief if they were affected by COVID-19 ended on June 17, 2020. This post will be updated if that time period is extended.
Update 5/29/20: The Part B Special Enrollment Period (SEP) can now be used online. See below for more information.
Update 5/12/20: CMS has announced certain enrollment flexibilities. Relevant changes have been incorporated below.
Original post 4/15/20: The Social Security Administration processes Medicare enrollment applications. During the coronavirus public health emergency, local Social Security offices are closed to the public, but many services are available online and over the phone.
There are two ways to apply for Medicare online:
You can use the Part B SEP to enroll in Medicare if you, your spouse, or sometimes a family member recently lost the job that provided you with health insurance.
The online form asks you to upload proof that you had coverage based on current work. Typically, this proof is form CMS L564, which your employer fills out to confirm that you had coverage based on current employment. Ask your employer if they can fill out the form, sign it, and send you a digital copy.
If your employer cannot fill out the form, you will have to upload other documents, such as:
This is a new process, and we will update the blog post when more information is available.
Not all Medicare applications can be completed online, and not everyone has access to a computer.
If you cannot enroll in Medicare online, here is what you should do:
If you cannot mail forms directly to your local Social Security office, you can also fax them to 1-833-914-2016.
If you experience any issues with your local Social Security office, such as being told your enrollment cannot be processed, contact a U.S. Congressperson for your state. Elected officials may be able to help you with your problem and may be interested in constituent stories that illustrate particular problems.
Medicare made temporary changes to a process called equitable relief so that individuals affected by COVID-19 could request more time to enroll in Medicare Part B (or premium Part A). The opportunity to request this equitable relief ended on June 17, 2020. The Medicare Rights Center and other advocates are working to have this time period extended.
If you need this relief, but the time period has passed, please contact the Medicare Right Center helpline at 800-333-4114 to see if there are other options for enrolling in Medicare.
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