50 Wishes for
Medicare’s Future

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Wish #6:
Allow open enrollment in Medigap for all people with Medicare

Beneficiaries are entitled to select a Medicare Advantage plan every year during the annual enrollment period, but most are only guaranteed the right to enroll in a Medigap plan during very limited times. Additionally, in most states, Medigap insurers are permitted to charge more or deny coverage outright to some populations, including people with disabilities and people with End Stage Renal Disease. Congress should expand Medigap enrollment rights to ensure that all beneficiaries have access to Medigap plans and to allow all Medicare beneficiaries to make a choice about the coverage best suited to their needs each year.