Increase Affordability

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Make Medicare more affordable

Half of all people with Medicare—over 25 million seniors and people with disabilities—live on annual incomes of $23,500 or less. All too often, Medicare Rights counsels beneficiaries who […]

June 9th, 2015|Categories: 50 Medicare Wishes, Increase Affordability|

Add a standard Medicare out-of-pocket maximum for beneficiary cost sharing

Original Medicare altogether lacks an out-of-pocket maximum to protect beneficiaries from catastrophic health care costs. The federal government does require Medicare Advantage (MA) plans to include an out-of-pocket […]

June 6th, 2015|Categories: 50 Medicare Wishes, Increase Affordability, Modernize Benefits|

Provide a federal notice for everyone approaching Medicare eligibility

No federal agency provides notification about Medicare eligibility to individuals not yet collecting Social Security benefits—meaning those not automatically enrolled in Medicare are not informed about enrollment rules […]

Close the Part D doughnut hole sooner

The Affordable Care Act took a historic step toward making prescription drugs more affordable by closing the Part D prescription drug coverage gap (or doughnut hole). Until 2010, […]

June 2nd, 2015|Categories: 50 Medicare Wishes, Increase Affordability, Strengthen Part D|

Eliminate (or ease) the asset test for Medicare low-income assistance programs

Eligible low-income Medicare beneficiaries can benefit from government assistance to pay for premiums and cost-sharing. Unfortunately, these programs (Medicare Savings Programs) have very low asset thresholds, making health […]

June 1st, 2015|Categories: 50 Medicare Wishes, Increase Affordability|

Ease and align income tests for Medicare low-income assistance programs

The existence of multiple programs to help beneficiaries pay for Medicare premiums and cost-sharing is vitally important to the most vulnerable people with Medicare. These varied programs (Medicare […]

May 30th, 2015|Categories: 50 Medicare Wishes, Increase Affordability|

Improve and streamline the application process for Medicare low-income assistance programs

Beneficiaries must navigate multiple state and federal agencies to apply for low-income assistance programs (Medicare Savings Programs and Part D’s Extra Help) to help afford Medicare premiums and […]

May 29th, 2015|Categories: 50 Medicare Wishes, Increase Affordability|

Integrate Medicare low-income assistance applications in state Marketplaces

The vision behind the Affordable Care Act was to create one-stop shopping for consumers—regardless of the health insurance they are eligible for, either in the private Marketplace or […]

May 28th, 2015|Categories: 50 Medicare Wishes, Increase Affordability, Streamline Enrollment|

Eliminate coverage gaps during the Initial Enrollment Period (IEP)

Even beneficiaries who enroll in Medicare during their IEP (the seven-month period to enroll when someone is first Medicare-eligible) can face gaps in coverage. Enrollment in the last […]

May 24th, 2015|Categories: 50 Medicare Wishes, Increase Affordability, Streamline Enrollment|

Minimize coverage gaps during the General Enrollment Period (GEP)

People who do not enroll in Medicare during their Initial Enrollment Period and do not have access to a Special Enrollment Period must enroll in Medicare Part B […]

May 23rd, 2015|Categories: 50 Medicare Wishes, Increase Affordability, Streamline Enrollment|