Your Weekly Medicare Consumer Advocacy Update
Transitions to Medicare after the Affordable Care Act
|September 12, 2013||Volume 4, Issue 36|
Whether you are allowed to buy a Medigap plan during Fall Open Enrollment (October 15-December 7 of each year) depends on your circumstances and your state’s specific rules on Medigap enrollment.
A Medigap plan is supplemental coverage designed to pay for out-of-pocket Original Medicare costs, such as deductibles and coinsurances. Medigap plans do not work with Medicare Advantage plans. You can only have a Medigap plan if you have Original Medicare.
Under federal law, you have the right to buy a Medigap plan at certain times. Federal law allows people 65 years or older to buy Medigaps; however, some states may extend that right to people who are under 65 years old and become eligible for Medicare due to disability, End-Stage Renal Disease or Lou-Gehrig’s Disease (ALS). For exact rules and protections in your state about Medigap enrollment periods, contact your State Health Insurance Assistance Program (SHIP) or State Department of Insurance.
Today the Medicare Rights Center announced the release of the new medicarerights.org, an overhaul of the organization’s website that will make it easier for beneficiaries, professionals, journalists and others to find answers to Medicare questions. With improved search, a new navigational structure and a modern design optimized for viewing on mobile devices, information about changes to Medicare and about Medicare Rights and its services are easier to find and are available to more people in more places.
In the last year, medicarerights.org received a 105 percent increase in traffic from mobile devices over the previous year. With the launch of the new medicarerights.org, the website is now optimized for easier viewing on mobile devices. Whether you are looking for information about Medicare changes, signing up for a newsletter, reading a policy report or looking for ways to get involved, you can do so with ease, regardless of how you access the website.
The new website is live today. Visit www.medicarerights.org.