Perspective               

Medicare & You 2001 Handbook

Medicare & You 2001, a government handbook that provides general information about Medicare benefits, should have recently made its way to your mailbox. The handbook, which was sent to all 39 million Americans with Medicare, offers general information on Medicare as well as Medicare options available in each state. It also advises seniors and people with disabilities on their benefits, rights, and responsibilities.

You should look over the handbook carefully. It provides accurate information on your Medicare options that are available in some states, including updated statistics about HMOs. If you are interested in joining an HMO, keep in mind that shopping for HMOs requires much attention to detail. Find out about the plan's quality, cost, and benefits. Also, try to find a plan that is most tailored to your needs. Evaluate your medical needs by asking yourself questions such as: Do I want to continue seeing my current doctors? Original Medicare covers your care from virtually all doctors anywhere in America. Do I need prescription drug coverage? How much can I afford to spend? HMOs generally only cover your care in your area from doctors in their network but they may cost less than Original Medicare and give you some extra benefits.

Keep this valuable Medicare & You 2001 handbook in an easy-to-find location. Learn more about your health care options. Read Medicare & You 2001 to find out how you can make the right decisions about your future health care. If you have any questions about Medicare or Medicare & You 2001, call 1-800-MEDICARE or your State Health Insurance Assistance Program. The number is listed in Medicare & You 2001.

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